Quarterly
Net Interest Margin
Interest earned minus interest paid, as a share of the assets that earn interest.
Percent
Banking and lending
Banking KPIs: net interest margin, cost to income, NPL ratio, loan to deposit, capital adequacy, return on assets and approval rate.
Starter dashboardThe 5 KPIs most teams in Banking and lending track, each in its best chart
Quarterly
Cost to Income Ratio
Operating costs as a share of operating income.
Percent
Monthly
Non-Performing Loan Ratio
The share of loans 90+ days past due or unlikely to be repaid.
Percent
Monthly
30+ Days Delinquency Rate
The share of loan balances at least 30 days late.
Percent
Quarterly
NPL Coverage Ratio
Loan loss provisions as a share of non-performing loans.
Percent
Quarterly
Cost of Risk
Loan loss provisions charged in the period as a share of average loans, yearly.
Percent
Quarterly
CET1 Capital Ratio
The bank’s highest-quality capital as a share of its risk-weighted assets.
Percent
Quarterly
Leverage Ratio
Tier 1 capital as a share of total exposure, without risk weights.
Percent
Monthly
Loan to Deposit Ratio
Total loans as a share of total deposits.
Percent
Monthly
Liquidity Coverage Ratio
High-quality liquid assets compared with the cash that could flow out in 30 days of stress.
Percent
Quarterly
Return on Assets (Bank)
Net income as a share of average total assets.
Percent
Weekly
Loan Approval Rate
The share of loan applications approved.
Percent
Weekly
Time to Credit Decision
How long it takes from a complete application to a credit decision.
Hours
Monthly
Deposit Growth
How much customer deposits grew against the same point last year.
Percent
Quarterly
Products per Customer
The average number of bank products each customer holds.
Number