Quarterly

Loss Ratio

Claims and claim handling costs as a share of premiums earned.

Percent
Quarterly

Expense Ratio

Costs of acquiring and running policies as a share of premium.

Percent
Quarterly

Combined Ratio

Loss ratio plus expense ratio: what the insurer pays out for every unit of premium.

Percent
Quarterly

Claim Frequency

The number of claims for every 100 policies (or exposure units) in a year.

Number
Monthly

Claims Cycle Time

How long it takes from a claim being reported to it being settled.

Days
Monthly

Claims Satisfaction

The share of claimants satisfied with how their claim was handled.

Percent
Quarterly

Fraud Detection Rate

The share of claims referred for fraud review that turned out to be fraudulent.

Percent
Quarterly

Solvency Ratio

Eligible capital as a share of the capital the regulator requires.

Percent

My KPI set

Star the KPIs you want on your dashboard. Then take them all at once: the DAX measures, the SQL, a spreadsheet, or a spec document for your team.